Don't be surprised if one day a bank teller sitting in front of you was a robot. By embracing the latest scientific and technological achievements such as internet, web of things, artificial intelligence and big data, etc, financial institutions are trying to hug with smart development. In particular, what are the wind indicators for future finance? How can small and micro businesses quickly, simply obtain enterprise loan to meet their crying needs? What are the new means or methods of investment? The Thirteenth Beijing International Fiance Expo 2017 (hereinafter referred to as "Beijing Fiance Expo") held in Beijing from January 25 to January 28, 2017 will try to present the answer.

According to introduction by the Expo committee, through ten theme exhibitions such as "National Financial Services Strategy", "Finance-supported Real Economy", "Scientific and Technological Finance", “Common people’s way to manage financial affairs”, etc., more than 130 financial institutions will show achievements of innovative development in the financial industry as well as upcoming changes.

The Expo information shows all exhibitions, from intelligent robot bank teller who can manage automatic loan approval and instant credit extension, robot broker who is holding abundant knowledge of various insurance products, "super counter" of bank integrated with such technological means as video, image, work flow and face recognition, etc., to risk control system in application with cloud technology, artificially intelligent consultant of stock investment, are shining lights of wisdom.

For example, ICBC, with the theme of "innovate finance to benefit people", would comprehensively present its brand image represented by new finance and new service. Surrounding such products and business as poverty relief by e-commerce of E-buy, Appointment registration access on Wechat, Subway Easy Pass APP, payment by scanning QR code, physical precious metal, etc., ICBC has set up on-site experience activities.

The Agricultural Bank of China will mainly show self-service equipment of “brush face for withdrawal", and promote new version of "Hand-held Bank", E-steward of Agricultural Bank of China and other internet financial products on the Expo.

CMBC will introduce new products in biological recognition and big data at this year's fair. According to the relevant person in charge of CMBC, CMBC in the future will build up a "three horizontal and three longitudinal" business system, base on three financial ecosystem consisting of individuals, enterprise, inter-banks, as well as three platforms of electronic banking, bank+internet, internet+bank to digitally transform key business processes end-to-end, promote functions of direct bank, transaction banking, so as to create financial comprehensive service platform for personal life, financial comprehensive service platform for small and medium-sized, data and technology service platform.

CCB will launch offline financing products that it has broken through tradition and used internet thinking to develop out --- small and quick loan for small business owners to mainly create safe, convenient, compliant and reliable internet financing platform for them. In addition, CCB will launch a new generation of CCB robot "Little Dragon Man" and a smart teller machine that can transfer 80% of counter business.